(This one is posted 2 weeks early because I will not be available, so scroll down to see this weeks!)

GET ON BOARD Taylor 9th Ward!
It wasn't Raining........ when Noah built the ark.

Yearly Food Storage Plan:
Each week buy the items listed and store them. Buy the largest quantity you can buy, that makes sense for your family, and that you can sensibly afford and store.

If you miss a week, skip it and go on; don't get behind.

Replace the items as you use them.
May:
Week 4: Garden Seeds: -All varieties(keep in a cool dry place)

Be Prepared "When the Lights go out!"
(Let your light so shine) What do you do if the electricity goes out, for a time?
Date Night/class coming up!
~Dinner and getting prepared
Details to come..........

Financial Plan:
Simple weekly financial lessons and assignments to help you become financially stable this year!

BUYING A CAR - LOAN
Purchasing a car may seem out of reach because cars are expensive items. One way to help individuals afford a car is through financing, and taking a car loan. This allows you to pay for a car by making smaller payments over a period of time, rather than in one single payment.

When financing there are several factors to understand. This includes the current car price or cash price, per month charges, down payment, and number of months the car will be financed.

Financing is not free, since you will need to pay a financing charge, or interest on the loan for the car.

Vocabulary to understand: Down Payment(money put towards vehicle at beginning of purchase), Cash Price(total amount), Monthly Payment (Payment made each month to pay off vehicle), Finance Charges(% money charged for borrowing money).

GET ON BOARD Taylor 9th Ward!
It wasn't Raining........ when Noah built the ark.

Yearly Food Storage Plan:
Each week buy the items listed and store them. Buy the largest quantity you can buy, that makes sense for your family, and that you can sensibly afford and store.

If you miss a week, skip it and go on; don't get behind.

Replace the items as you use them.
May:
Week 3: Jello and pudding mixes (These are great for food storage, especially when you are craving something sweet. Can be used to make jellies)

Be Prepared "When the Lights go out!"
(Let your light so shine) What do you do if the electricity goes out, for a time?
Date Night/class coming up!
~Dinner and getting prepared
Details to come..........

Financial Plan:
Simple weekly financial lessons and assignments to help you become financially stable this year!

GROCERY SHOPPING WITH COUPONS
Clipping coupons is similar to clipping money, since any money saved, is extra money you will have. This is especially true with grocery shopping, as a dollar saved is a dollar earned.

One place to find coupons is in your local papers advertisement section, in the grocery store ads. Look in your local paper for a week to see what days they print coupons. There are many different types of coupons.

GET ON BOARD Taylor 9th Ward!
It wasn't Raining........ when Noah built the ark.

Food storage goal:
Each week buy the items listed and store them. Buy the largest quantity you can buy, that makes sense for your family, and that you can sensibly afford and store.

If you miss a week, skip it and go on; don't get behind.

Replace the items as you use them.
May:
Week 2: Dry Soups and crackers. Restore crispiness by placing crackers in microwave or food dehydrator.

Be Prepared "When the Lights go out!"
(Let your light so shine) What do you do if the electricity goes out, for a time?
Date Night/class coming up!
~Dinner and getting prepared
Details to come..........

Financial Plan:
Simple weekly financial lessons and assignments to help you become financially stable this year!

COMPARISON SHOPPING
Comparison shopping is shopping for bargains by comparing the prices of similar items or brands or comparing the prices at different stores. To get a bargain, or get the best value, you must compare not only price, but quality as well.
To compare price, if you are comparing a single item at two different stores, then it is simple: the item with the lower price is likely the better deal (don't forget to compare store return policies, etc). More difficult is if the price is different depending on the number of items you purchase:

Example:

Which is the better bargain?
2 pounds of bananas for $1.00 OR 3 pounds of bananas for $2.00?
To find the answer, divide the cost by the amount to find the price per unit:

$1.00 divided by 2 = .50 per Pound This is the better bargain!
$2.00 divided by 3 = .67 per Pound


Besides price, you also need to compare quality. If something is priced less, but the quality is not good, then the saying "you get what you pay for" may apply. Unless you have someone that can give you advice, you need to make your own decisions if the item with lesser quality is a better deal than the item at a higher price. For example, if two shirts are priced at $20 and $10, but the $10 shirt shrinks and falls apart, then the $10 shirt may actually be worthless.

GET ON BOARD Taylor 9th Ward!
It wasn't Raining........ when Noah built the ark.

Yearly Food Storage Plan:
Each week buy the items listed and store them. Buy the largest quantity you can buy, that makes sense for your family, and that you can sensibly afford and store.

If you miss a week, skip it and go on; don't get behind.

Replace the items as you use them.

May:
Week 1: Flour: 10-50 lbs. on size of family, white, wheat, rye, etc. (pay attention to family allergies)

Be Prepared "When the Lights go out!"
(Let your light so shine) What do you do if the electricity goes out, for a time?
Date Night/class coming up!
~Dinner and getting prepared
Details to come..........

Financial Plan:
Simple weekly financial lessons and assignments to help you become financially stable this year!

ESTIMATING YOUR GROCERIES
Estimate means to "calculate approximately."

When shopping, it is useful to keep track of what you are buying by estimating a running total. Then you will know how much you expect to spend when you get to the cashier. Make sure you go over your receipt to make sure you weren’t charged anything extra.