Posted two at once because of 4th of July. Scroll down to not miss any weeks.

GET ON BOARD Taylor 9th Ward!
It wasn't Raining........ when Noah built the ark.

Yearly Food Storage Plan:
Each week buy the items listed and store them. Buy the largest quantity you can buy, that makes sense for your family, and that you can sensibly afford and store.

If you miss a week, skip it and go on; don't get behind.

Replace the items as you use them.
July:
Week 1: Condiments: mustard, catsup, mayonaise, relish, pickles, BBQ, dressings, etc.

Be Prepared "When the Lights go out!"
(Let your light so shine)
What will you do when the lights go out?
We are spoiled by the wonderful convenience of electricity. It powers our world and we are dependent upon it. When we find ourselves without power, our world comes crashing down around us. This class is to get you thinking about how you would take care of your home and family WHEN the power goes out.
Date Night/class on Saturday, July 10th at 6:00 pm
@the Merrill Home in Taylor Farms.
~Dinner and getting prepared! Come learn and enjoy!


Financial Plan:
Simple weekly financial lessons and assignments to help you become financially stable this year!

MORTGAGE LOAN CALCULATION
A house is often the most expensive item that people will purchase in their lifetime. Since a house is expensive, the way that many people are able to afford a home is by taking a loan, also called a mortgage. A mortgage loan is a loan, often by a bank, that people use to purchase a home.
To decide how large a mortgage you might need, there are several different items you will need to look at. First, you will not likely be able to get a loan for the full purchase price of the house. This is because lenders, require that people who take mortgages pay a percent of the purchase price immediately. This is known as the down payment. Down payments are often 20% of the purchase price of the house. In addition, there will be other costs that you will have to pay to your lender. These expenses included with a mortgage when purchasing a house are known as closing costs. Often, these closing costs may be included in the total mortgage loan.

GET ON BOARD Taylor 9th Ward!
It wasn't Raining........ when Noah built the ark.

Yearly Food Storage Plan:
Each week buy the items listed and store them. Buy the largest quantity you can buy, that makes sense for your family, and that you can sensibly afford and store.

If you miss a week, skip it and go on; don't get behind.

Replace the items as you use them.
June:
Week 4: Paper towels, garbage bags, foil (Great for making your own solar oven, just in case there is no electricity.), baggies, plastic etc.

Be Prepared "When the Lights go out!"
(Let your light so shine)
What will you do when the lights go out?
We are spoiled by the wonderful convenience of electricity. It powers our world and we are dependent upon it. When we find ourselves without power, our world comes crashing down around us. This class is to get you thinking about how you would take care of your home and family WHEN the power goes out.
Date Night/class on Saturday, July 10th at 6:00 pm
@the Merrill Home in Taylor Farms.
~Dinner and getting prepared! Come learn and enjoy!

GET ON BOARD Taylor 9th Ward!
It wasn't Raining........ when Noah built the ark.

Yearly Food Storage Plan:
Each week buy the items listed and store them. Buy the largest quantity you can buy, that makes sense for your family, and that you can sensibly afford and store.

If you miss a week, skip it and go on; don't get behind.

Replace the items as you use them.
June:
Week 3: Cheese: Freeze 5 lbs. Grate for easy meals. (Velveeta, Parmesan, also canned nacho cheese is great for storing and perfect to use in casseroles) Remember you can't count on freezers if electricity goes out.

Be Prepared "When the Lights go out!"
(Let your light so shine) What do you do if the electricity goes out, for a time?
Date Night/class coming up!
~Dinner and getting prepared
Details to come..........

Financial Plan:
Simple weekly financial lessons and assignments to help you become financially stable this year!
RENTING AN APARTMENT
One way to look for an apartment is to read the local newspaper's real estate section. In the apartment for rent section you will find many advertisements for apartments for rent.

There are many factors to look at when choosing an apartment to rent. First should be how much money can you afford to pay for your monthly rent. Along with this you should consider other monthly payments including utilities.

What other factors may we look at when renting an apartment? (Number of bedrooms, size, location, amenities, etc).

GET ON BOARD Taylor 9th Ward!
It wasn't Raining........ when Noah built the ark.

Yearly Food Storage Plan:
Each week buy the items listed and store them. Buy the largest quantity you can buy, that makes sense for your family, and that you can sensibly afford and store.

If you miss a week, skip it and go on; don't get behind.

Replace the items as you use them.
June:
Week 2: Safety Week: Flashlights and batteries, cord or twine (rope)

Be Prepared "When the Lights go out!"
(Let your light so shine) What do you do if the electricity goes out, for a time?
Date Night/class coming up!
~Dinner and getting prepared
Details to come..........

Financial Plan:
Simple weekly financial lessons and assignments to help you become financially stable this year!

CAR INSURANCE
Standard Coverage - Liability Insurance
The most important auto insurance coverage to understand is standard coverage. Standard coverage includes liability insurance, which is the type of insurance most often required by states. Liability insurance insures the individual for the cost of any damage or injury that is caused to someone else during an accident. The amount of insurance coverage required by states is often minimal, so it is often recommended to get additional insurance, depending upon your own personal circumstances and budget.

How Liability Insurance is Described
Liability insurance is often described by three numbers, such as 50/100/25. These numbers refer to the amount of liability insurance coverage. 50/100/25 coverage, includes $50,000 of bodily injury to a single individual, $100,000 of bodily injury caused to everyone in an accident, and $25,000 of property damage.

Discussion questions:
What other factors may we look at when deciding on which auto insurance provider? (Company reputation, etc).

What other types of car insurance coverage are there? (medical payments insurance, underinsured and uninsured motorist insurance, collision insurance, comprehensive auto insurance, auto towing, auto glass, rental insurance, emergency roadside assistance).


We need to prepare ourselves mentally, spiritually, and emotionally too:

Learn to improve the relationship with yourself and others Seminar:
Topics covered
What is Codependency?
Boundaries, Your First Line of Defense

Assertiveness
Thinking ~ Feeling ~ Spirituality

Control ~ Self Esteem ~ Serenity & Letting Go

Relationships ~ Parenting ~ Functional Families

Instructor: Helen Bair M.A.P.C.
15 year Subconscious Therapist
and Codependency Recovery Coach

Log onto www.helenbair.com for more details about the material taught in this seminar.

Normally this 9 hour seminar price is $150.00 per person. Helen Bair has agreed to bring it to Snowflake/Taylor for $30 per person or $50 per couple if a limit of 20 paying participants is met. Please call Katrina Palmer at 928-243-2723 or Robin Willis at 928-536-7788 or Anna Merrill at 928-243-3000 to reserve your spot. Money must be paid in advance and is non-refundable but may be transfered to another person or used towards another seminar or therapy.

Proposed Seminar will begin:
Friday, June 18, 2010, 6 - 9 pm and continue on
Saturday, June 19, 9 am to Noon, 2 - 5 pm